{"id":20061,"date":"2021-11-12T15:13:00","date_gmt":"2021-11-12T15:13:00","guid":{"rendered":"https:\/\/arr.pt\/?p=20061"},"modified":"2025-10-16T10:01:18","modified_gmt":"2025-10-16T10:01:18","slug":"imobiliario-criptografico","status":"publish","type":"post","link":"https:\/\/arr.pt\/pt\/crypto-realty\/","title":{"rendered":"Compra de im\u00f3veis em Portugal com criptomoedas: guia pr\u00e1tico"},"content":{"rendered":"
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Compra de im\u00f3veis em Portugal com criptomoedas<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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As transa\u00e7\u00f5es no pa\u00eds s\u00f3 podem ser efetuadas em euros; ou seja, o comprador n\u00e3o pode transferir bitcoins ao vendedor \u00e0 taxa de c\u00e2mbio e registar a transa\u00e7\u00e3o. O vendedor tem de receber o montante na sua conta precisamente em euros, para o que s\u00e3o necess\u00e1rios os servi\u00e7os de uma entidade terceira.\u00a0<\/p>\n

Em teoria, \u00e9 poss\u00edvel prescindir dos servi\u00e7os de um intermedi\u00e1rio, convencendo o vendedor a registar-se numa bolsa, a cumprir l\u00e1 os procedimentos de KYC e a transferir as criptomoedas em euros diretamente para a sua conta. No entanto, este esquema apresenta tr\u00eas obst\u00e1culos.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Em primeiro lugar, ser\u00e3o muito poucos os particulares \u2014 e ainda menos as pessoas coletivas \u2014 que aceitar\u00e3o tal proposta. Em segundo lugar, com este c\u00e1lculo, o vendedor recebe o dinheiro at\u00e9<\/strong> As transa\u00e7\u00f5es junto de um not\u00e1rio representam um risco grave. Em terceiro lugar, o banco bloquear\u00e1 facilmente essa opera\u00e7\u00e3o e a verifica\u00e7\u00e3o AML demorar\u00e1 semanas e meses.\u00a0<\/p>\n

Desenvolvemos um quadro jur\u00eddico para este tipo de transa\u00e7\u00f5es e j\u00e1 concretiz\u00e1mos dezenas delas com sucesso. Oferecemos as condi\u00e7\u00f5es mais vantajosas para o comprador no mercado portugu\u00eas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Como pagar legalmente uma compra com criptomoeda<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Desde 2022, os russos, bielorrussos e ucranianos t\u00eam enfrentado dificuldades na abertura de contas banc\u00e1rias em Portugal. Para estes casos, os nossos advogados desenvolveram uma solu\u00e7\u00e3o em colabora\u00e7\u00e3o com uma plataforma portuguesa <\/span>Luso Digital<\/a> (licenciada pelo Banco Central) para a aquisi\u00e7\u00e3o de im\u00f3veis atrav\u00e9s da nossa ag\u00eancia, sem necessidade de abrir uma conta banc\u00e1ria.<\/span><\/p>\n

<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Se o comprador for um cidad\u00e3o russo ou ucraniano sem autoriza\u00e7\u00e3o de resid\u00eancia nem conta banc\u00e1ria:<\/h4>\n

\u00a0<\/p>\n

\"\"<\/a><\/p>\n

SCB<\/a> \u2013 bolsa su\u00ed\u00e7a, em funcionamento desde 2018, regulada pela FINMA, com apoio ao cliente em russo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Se o comprador tiver uma autoriza\u00e7\u00e3o de resid\u00eancia na Uni\u00e3o Europeia:<\/h4>\n

\u00a0<\/p>\n

\"\"<\/a><\/p>\n

Luso Digital<\/a> \u2013 uma bolsa portuguesa, em funcionamento desde 2020, licenciada pelo Banco de Portugal como VASP<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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O processo de compra com criptomoeda, passo a passo:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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1<\/span>Vamos escolher um im\u00f3vel no mercado. Preparamos o contrato de compra e venda com o vendedor, como de costume.<\/span><\/div>\r\n
2<\/span>Regista-se numa bolsa de criptomoedas licenciada pelo Banco Central, que realiza o processo de KYC.<\/span><\/div>\r\n
3<\/span>O senhor assina um contrato com o nosso escrit\u00f3rio de advogados, que acompanhar\u00e1 a transa\u00e7\u00e3o e assegurar\u00e1 a transfer\u00eancia de fundos no prazo de 1%.<\/span><\/div>\r\n
4<\/span>Envia as suas criptomoedas para a sua carteira na bolsa e, a partir da\u00ed, para a carteira da ag\u00eancia, que j\u00e1 passou pelo processo de conformidade nessa bolsa.<\/span><\/div>\r\n
5<\/span>A bolsa procede \u00e0 convers\u00e3o dos fundos em euros com um spread de 2% e transfere os euros para uma conta especial dos advogados.<\/span><\/div>\r\n
6<\/span>\u00c9 marcada a data da transa\u00e7\u00e3o de compra e venda. O advogado passa um cheque em nome do vendedor, tudo como de costume.<\/span><\/div>\r\n
7<\/span>A transa\u00e7\u00e3o \u00e9 registada num not\u00e1rio, onde o senhor comparece pessoalmente ou \u00e9 representado, por procura\u00e7\u00e3o, pelo mesmo advogado.<\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\"\"<\/figure>

Oleg Zharov<\/h2>

Especialista em pagamentos em criptomoedas<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Fale com um especialista<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    <\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\tAo clicar em \u00abPedir aconselhamento\u00bb, autoriza o tratamento dos seus dados pessoais
    \nnos termos da \u00abPol\u00edtica de Privacidade\u00bb\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

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